Not receiving payment on time is a recurring issue for many self-employed professionals. However, there are several simple steps you can take to both protect yourself and increase the likelihood of being paid – and on time.

Jesper Linder, a lawyer at Advokatfirman Fylgia, shares practical advice in an interview with Unionen. He emphasises the importance of always confirming assignments in writing – even if it’s via email or text message. This makes it easier to demonstrate what was agreed if a dispute over payment or compensation arises later.

Key measures to ensure timely payment:

• Confirm all assignments in writing – by email, text, or formal document.
• Clearly specify the compensation – including any hourly rates.
• Request that the client acknowledges and confirms the agreement.
• Keep track of invoice due dates – and act promptly if a payment is missed.
• Inform the client about payment terms in advance – especially if your payment period is shorter than 30 days.

What to do if a client doesn’t pay?
Start by contacting the client – preferably by phone or email – to find out the reason. Ensure all your documentation is in order: invoice, assignment description, contract, or email correspondence.

If reminders don’t work, you can:

• Send a formal demand letter or propose a payment plan.
• Apply for a payment order through the Swedish Enforcement Authority (Kronofogden).
• Proceed with legal action in court – but carefully weigh the risks involved.

Avoid costly disputes – consider settlement
In many cases, a settlement is a quicker and more affordable option than a protracted legal process, especially if the claim is under SEK 150,000. This way, you may recover part of your debt without incurring high legal fees.

Read the full interview with Jesper Linder, where he offers more practical advice on invoice management and how you as a business owner can act in cases of non-payment.

Click here to read the article in Unionen’s member magazine.